New Thought Financial Group exists so that we can help as many people as possible to thrive in all areas of their life: Financial, Health, Emotional, Relationships; Peace of Mind, Hope, Trust, Prosperity, Harmony.
We create a safe environment so that you can be yourself even if you feel shame about past financial behaviors, and help you move to positive habits that build confidence in your ability.
We plan for everything we can think of, and with decades of experience, we can provide additional stories for you to consider what “usually” happens, when a home is bought, a child is born, a sudden death or a sudden windfall. Then we make sure we plan for the unexpected (pandemic, job loss, recession, etc.)
Knowing your cash flow is the beginning of any financial plan. It is not about a budget, or judgment of spending. It is about your awareness of how and why and where you spend your hard-earned money. It is simply the circulation of money, in and out.
Cash flow is just one piece of fabric you need to build your life. It provides the basis of any calculation to see how much you can spend on a car, a vacation, a home, and all the chapters ahead of you.
Whether you are 20, 40, 60 or 70, you may ask, “When can I be in position where I don’t HAVE to work?” “If I leave my current job, how much would I need to make from a job that truly fulfills me and still have a successful plan?” “I’m 25 years old and just got my first real job. Do I have to think about retirement already?”
Why? To mitigate risk. We have car insurance, but we don’t go out and run into a tree just to use the insurance. We insure our stuff—that is replaceable. And yet many people believe they won’t die early, so they don’t feel the need to have life insurance. Many people believe they won’t get sick or have a chronic illness, so they don’t feel the need for disability insurance. Many people believe they will not have health issues when they are in their 70’s or 90’s, so they don’t feel the need for Long Term Care insurance.
